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Professional Liability

Burns & Wilcox now ranks as North America's largest and most capable independently owned insurance wholesaler. - (insurance, insurance agents, wholesaler, insurance wholesaler, burns and wilcox, specialty insurance, property insurance, agents, finance, insurance carriers, professional liability, general liability, independent insurance agents, insurance company, vacant building, environmental, personal umbrella, professional liability, professional liabilities, errors and omissions, miscellaneous errors and omissions,jewelers block, high value homeowner, umbrella excess, employment practices liability, director and officers,director and officers insurance - 11/20/2008 12:00:00 AM)

Call Burns & Wilcox and we’ll tempt you with great rates, flexible coverages, plus a quick turn-around. That combination and our professional service has made us the largest independently owned insurance wholesaler in the United States, with more than 30 offices nationwide. Trust Burns & Wilcox, your specialty insurance professionals.

We have an in-house capacity from $100,000 to $5,000,000 with additional limits available. Pollution coverage is included in several policy wordings First Dollar Defense coverage may be included

The term professional, characterized by a person who posses specialized knowledge and expertise, labor or skill that is predominantly mental or intellectual. Applies to:

  • Accountants
  • Architects & Engineers
  • Broadcasters
  • Claims Adjuster
  • Consultants
  • Employment Agencies
  • Insurance Agents & Brokers
  • Insurance Inspection Services
  • Lawyers
  • Medical Malpractice
  • Miscellaneous Medical, etc
  • Mortgage/Loan Brokers
  • Real Estate Agents
  • Social Services
  • Surveyors
  • Tax Prepares
  • Title Agents
  • Travel Agencies

This has been interpreted by the courts as an increased standard of care that requires the professional to render services in the practice of his profession that exercises the skill and knowledge normally possessed by members of that profession in good standing in similar communities. Professional liability insurance arose from this legal duty to clients and third parities for breach of contract and negligence lawsuits.

Specialized applications/supplements are required for binding, however, indications can be provided using other company applications. Although not always required for indications, resumes, job histories or project lists, sample contracts and brochures will assist in the underwriting process and will typically result in better pricing and terms. Note that this is especially important for new ventures when there is no experience to rely on and the application reflects projections of income and services. Additional applications for classes not currently on this site are available and will be faxed to you upon request.

Articles and Links:




  EPLI
Non-Profit D & O
Professional Liability
Jewelers Block
Umbrella Excess
Miscellaneous E & O
High Value Homeowners
Personal Umbrella
Child Care
Custom Motorcycle
Large Property
Environmental Coverage
Vacant Buildings
Restaurant/Deli
Hard-To-Place Manufacturers